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Core Feature

Reconcile Smarter, Not Harder.

Smart matching, auto-categorization, and bank feeds across every entity. Reconcile all your accounts from a single dashboard in minutes, not hours.

Short answer

EmLedger reconciles bank accounts across every entity from one dashboard. Connect unlimited bank accounts per entity via automated bank feeds (CSV, OFX, and QFX imports also supported). Pattern-based smart matching learns from your past decisions, per-entity rules auto-categorize recurring transactions, and a cross-entity cash position report shows your full liquidity at a glance. Reconciliation status is tracked per entity and surfaced in a single status view.

How It Works

Bank Reconciliation Reimagined

Traditional reconciliation means logging into each entity separately. EmLedger keeps everything in one place.

1

Connect Your Banks

Link bank accounts for each entity with secure bank feeds. Transactions import automatically every day.

  • Thousands of supported banks
  • CSV, OFX, QFX import fallback
  • Bank-grade encryption
2

Smart Matching

EmLedger automatically matches bank transactions with entries in your books. Just confirm the matches.

  • Pattern-based matching
  • Learns from your decisions
  • One-click confirmation
3

Auto-Categorize

Set rules to automatically categorize recurring transactions. "Stripe" always maps to Sales Revenue? Done.

  • Custom categorization rules
  • Per-entity rule sets
  • Split transactions across accounts
Multi-Entity

One Dashboard, Every Bank Account

The biggest pain point of managing multiple entities is reconciling bank accounts across separate logins. EmLedger solves this.

Unlimited Bank Accounts

Connect as many bank accounts as you need across all your entities. Checking, savings, credit cards, investment accounts - all in one place.

Instant Entity Switching

Switch between entity bank accounts with one click. Reconcile Entity A's checking, then Entity B's credit card without logging out.

Entity Isolation

Bank accounts are strictly isolated between entities. Team members only see the accounts they are authorized to access.

Cross-Entity Cash Position

See your total cash position across all entities and all bank accounts in one consolidated view. Know exactly where you stand.

Complete Feature List

Every Banking Feature Included

Bank reconciliation
Smart transaction matching
Auto-categorization rules
Plaid bank-feed integration
CSV import
Multi-account support
Historical reconciliation
Split transactions
Inter-account transfers
Undeposited funds
Deposit slips
Foreign-currency accounts
OFX / QFX / QBO import
Reconciliation lock & audit

Explore related features:

Consolidated Reporting | Entity Management | Compare to Competitors
FAQ

Reconciliation Questions

How does smart transaction matching work?
EmLedger uses pattern recognition to automatically match imported bank transactions with existing entries in your books. It learns from your past matching decisions to improve accuracy over time. Matched transactions are highlighted for one-click confirmation.
Can I reconcile multiple bank accounts across multiple entities?
Yes. Each entity has its own bank accounts and reconciliation workflow. You can switch between entities and their bank accounts instantly. EmLedger supports unlimited bank accounts per entity on every plan.
What bank feed providers does EmLedger support?
EmLedger connects to thousands of financial institutions through our banking integration partners. If direct bank feeds are not available for your bank, you can import transactions via CSV, OFX, or QFX files.
How does auto-categorization work?
Create rules to automatically categorize recurring transactions. For example, set a rule that any transaction from "AWS" gets categorized as a Technology expense. Rules are entity-specific so each business has its own categorization logic.
Can I reconcile historical transactions?
Yes. EmLedger supports historical reconciliation for any past period. Import historical bank statements via CSV and reconcile them against your existing books. This is especially useful during data migration.
What happens if a transaction does not match?
Unmatched transactions are flagged for manual review. You can create new journal entries directly from the reconciliation screen, split transactions across multiple accounts, or mark them for follow-up.
How do you track reconciliation status across multiple entities?
EmLedger surfaces reconciliation status for every entity in a single status view: which bank accounts are fully reconciled through what date, which have outstanding unmatched transactions, and which are overdue. Drill into any entity to see its reconciliation queue, run a reconciliation report per entity or consolidated across entities, and assign reconciliation tasks to team members. This eliminates the per-entity-login dance that QuickBooks and Xero require.
What are the best tools for bank reconciliation across multiple properties or businesses?
For multi-property or multi-entity operators, the key requirement is a single login that reconciles every bank account without switching between separate subscriptions. EmLedger supports unlimited bank accounts per entity with automated bank feeds, pattern-based smart matching, and per-entity categorization rules — all from one dashboard. QuickBooks Online and Xero require a separate subscription (and login) per property; FreshBooks and Wave lack proper multi-entity support entirely. A free 14-day trial is available with no credit card.
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